WELCOME

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Loan Features:

• Loan Types: Choose from a variety of business loans such as working capital loans, equipment financing, and expansion loans

• Competitive Interest Rates: Benefit from competitive interest rates designed to support your business goals

• Repayment Options: Flexible repayment terms to suit your cash flow requirements

• Quick Approval: Streamlined loan approval process for fast access to funds

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Eligibility Criteria:

• Membership of the Co-operative Society of Small and Medium Enterprises Limited

• Business Entity: Businesses registered and operating in Matale District

• Business Stability: Minimum 3 months of operation

• Documentation: Valid business registration documents, financial statements and identification of authorized signatories

 

Loan Application Process:

• Fill out our simple loan application form

• Approval and Disbursement: Our team will review your application and notify you about loan approval. After approval, funds will be disbursed to your savings account.

 

Benefits of Business Loans:

• Working Capital Support: Manage day-to-day operations, inventory, and payroll expenses

• Business Expansion: Invest in new markets, equipment, technology, or product development

• Competitive Advantage: Seize growth opportunities and stay ahead of the competition

• Cash Flow Management: Smooth out cash flow fluctuations and maintain financial stability

 

Why Choose SME Bank:

• Expertise in SME Financing: We understand the unique needs of small and medium-sized businesses

• Personalized Service: Dedicated relationship managers to guide you throughout the loan process

• Competitive Terms: Tailored loan terms and conditions to fit your business requirements

• Quick and Efficient: Efficient loan processing with a focus on fast approvals and disbursals