WELCOME

Loan Features:

• Quick Approval: Get your loan approved in no time to meet urgent business needs

• Flexible Repayment Options: Choose a repayment plan that suits your cash flow

• Competitive Interest Rates: Enjoy affordable interest rates for your short-term loan

• No Hidden Fees: Transparent terms with no hidden charges or penalties

 

Eligibility Criteria:

• Membership of the Co-operative Society of Small and Medium Enterprises Limited

• Business Entity: Businesses registered and operating in Matale District

• Business Stability: Minimum 3 months of operation

• Documentation: Valid business registration documents, financial statements and identification of authorized signatories

 

Loan Application Process:

• Fill out our simple loan application form

• Approval and Disbursement: Our team will review your application and notify you about loan approval. After approval, funds will be disbursed to your savings account.

 

Benefits of Short-Term Loans:

• Working Capital: Manage cash flow gaps and meet short-term financial obligations

• Business Expansion: Invest in inventory, equipment, or marketing initiatives to grow your business

• Seasonal Support: Get funds to handle seasonal demand fluctuations or inventory stocking

 

Why Choose SME Bank:

• Expertise in SME Financing: We specialize in supporting small and medium-sized businesses

• Personalized Service: Dedicated relationship managers to guide you through the loan process

• Fast and Efficient: Quick loan processing and disbursal to meet your business needs