WELCOME

 

Loan Features:

• Loan Types: Choose from a range of term loans including equipment financing, project financing and business expansion loans

• Competitive Interest Rates: Benefit from competitive interest rates designed to support your business goals

• Repayment Options: Flexible repayment terms to suit your cash flow and business cycle

• Quick Approval: Streamlined loan approval process for efficient access to funds

 

Eligibility Criteria:

• Membership of the Co-operative Society of Small and Medium Enterprises Limited

• Business Entity: Businesses registered and operating in Matale District

• Business Stability: Minimum 3 months of operation

• Documentation: Valid business registration documents, financial statements and identification of authorized signatories

 

Loan Application Process:

• Fill out our simple loan application form

• Approval and Disbursement: Our team will review your application and notify you about loan approval. After approval, funds will be disbursed to your savings account.

 

Benefits of Term Loans:​

• Business Expansion: Invest in infrastructure, technology or new markets for business growth

• Capital expenditure: money to buy equipment, machinery or vehicles

• Project Financing: Secure funds for specific projects or businesses

• Debt Consolidation: Streamline your debt and manage your cash flow effectively

 

Why choose SME Bank:

• We understand the unique needs of small and medium-sized businesses

• Personalized Service: Dedicated relationship managers to guide you throughout the loan process

• Competitive Terms: Loan terms and conditions tailored to your business needs

• Quick and efficient: Efficient loan processing with a focus on fast approvals and disbursements